James R. Omer & Associates

Monday, February 22, 2010

Insurance and Car Accidents

It is illegal to drive without car insurance in Tennessee as well as most other states. At a minimum, bodily injury and property damage liability are required by law for all motorists. The tort system in Tennessee requires the application of a modified comparative negligence rule for the determination of fault for an auto accident. In some auto accidents, it may be determined that one or more of the drivers involved were careless in causing the accident. In these cases comparative negligence may be enforced. Tennessee’s modified comparative negligence rule states that:

  • If a driver was equally as negligent or more than the other party, no damages can be recovered
  • If the driver is found to be less than 49% at fault, the driver may receive reduced compensation

While this may seem like a straightforward system, filing auto insurance claims and receiving the proper compensation can be a tricky endeavor. At James R. Omer & Associates, PLLC, our experienced auto accident attorneys have helped hundreds of auto accident victims navigate the legal and insurance systems in order to receive payment for such hardships as:

  • Lost wages
  • Injury treatment and medical bills
  • Auto repairs and rental car reimbursement
  • Pain and suffering

Insurance companies are trained to settle auto insurance claims as quickly as possible, often offering victims as little compensation as possible without appearing tightfisted. Without a trained team of professionals in your corner, you may inadvertently accept a settlement offer that is well below what you are legally due.

If you live in the Nashville, Tennessee area and have been a victim of a car accident, please contact the car accident attorney team at James R. Omer & Associates, PLLC to arrange a consultation.

posted by Tiffany at 3:58 PM

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